Seymour - Main Office

125 South Chestnut Street
Seymour, IN 47274
(812) 522-3607
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Bedford

2635 16th Street
Bedford, IN 47421
(812) 275-1120
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Bloomington

1280 North College Avenue,
Suite 4
Bloomington, IN 47404
(812) 339-2282
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2421 South Walnut Street
Bloomington, IN 47401
(812) 339-2282
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Brownstown

108 West Commerce Street
Brownstown, IN 47220
(812) 358-2520
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Columbus

2761 Central Avenue
Columbus, IN 47201
(812) 378-0850
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3880 West Jonathan Moore Pike
Columbus, IN 47201
(812) 342-3633
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400 Washington Street
Columbus, IN 47201
(812) 379-1991
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Greensburg

1035 North Lincoln Street
Greensburg, IN 47240
(812) 663-3836
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Greenwood

2871 South State Road 135
Greenwood, IN 46143
(317) 884-8817
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North Vernon

611-A North State Street
North Vernon, IN 47265
(812) 346-8014
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Seymour

1181 West Tipton Street
Seymour, IN 47274
(812) 522-3607
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1200 East Tipton Street
Seymour, IN 47274
(812) 522-3607
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JCB Investment Services
311 North Ewing Street
Seymour, IN 47274
(812) 519-1500
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JCB Investment Services
1010 West 2nd Street
Seymour, IN 47274
(812) 523-2323
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JCB Investment Services
125 South Chestnut Street
Seymour, IN 47274
(812) 524-7965
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JCB Investment Services
2761 Central Avenue
Columbus, IN 47201
(812) 378-0850
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JCB Investment Services
1035 North Lincoln Street
Greensburg, IN 47240
(812) 663-3836
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RETAIL ONLINE BANKING ENROLLMENT

Monitor and manage personal accounts online, including transferring funds between JCBank accounts and making JCBank loan payments. Signing up also gives you access to external Bill Pay, Mobile Banking/Deposit, Zelle, and other on-the-go features.

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BUSINESS ONLINE BANKING ENROLLMENT

Monitor and manage business accounts online, including transferring funds between JCBank accounts and making JCBank loan payments. Also unlocks access to Mobile Banking with external Bill Pay, remote deposit capture, multiple users with varied access/security levels, ACH functions, and wire transfer management.

Enroll

JCBank

Section 1031 Real Estate Exchange Trusts

Owners of commercial real estate may be able to benefit from the utilization of a 1031 "Starker" Exchange Trust when seeking to sell property and acquire a different parcel. The Internal Revenue Code Section 1031 provides for the tax-deferred exchange of commercial property for a similar type of property. Taxes are not paid at the time of the sale if a Starker Trust is used to acquire similar property within a specified period of time.

For this to happen, the person, or corporation, seeking to sell the property in question must establish a Starker Trust. The proceeds from the sale of the property are placed into the trust. After closing on the sale of the property being exchanged, the exchanger has 45 days to identify up to three replacement properties. The closing on the replacement property must occur no later than 180 days from the initial closing on the property being exchanged. Properties being exchanged must be used for investment. Personal residences are not exchangeable.

JCBank, through its Trust Department, can act as trustee for 1031 Exchange Trusts. This arrangement is not always beneficial to everyone. You are encouraged to seek the advice of your attorney and tax advisor to determine how the use of a Section 1031 “Starker” exchange will affect your situation.

Our fees for serving as trustee for a Starker Trust are quoted individually, based on the details of the situation.

The bank does not offer legal or tax advice, on this or any matter, but will work with the attorneys and accountants of the person or entity making the exchange to ensure the process is carried out in accordance with the Internal Revenue Code.

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Securities and Wealth Management products and services are not deposits, not FDIC insured, not insured by any government agency, not bank guaranteed, subject to risk, and may lose value.

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